Commercial Insurance

KOVA Insurance Group

Privately owned and headquartered in Southwest Florida, KOVA Insurance Group has world class resources with state-wide reach throughout Florida.  Our primary focus is the protection of our clients’ assets. To that end, we offer business insurance solutions across multiple industry sectors, and personal insurance solutions for a diverse clientele.  From commercial property and homeowners to claims management and risk analysis, our insurance knowledge and service expertise helps our clients make important and informed decisions every day when it comes to protection of their assets.

Our insurance advisors have years of experience in the insurance industry, and serve as your personal risk manager from selecting coverage through filing a claim.

KOVA Insurance Group is committed to exceeding the risk management expectations of our clients by providing competitively priced insurance programs, professional guidance and superior service.

Commercial Insurance

At KOVA Insurance Group, we are committed to helping our clients evaluate, manage, control, and protect themselves against the risks of doing business. We combine comprehensive commercial insurance knowledge and experience to focus on a clear vision – our clients’ asset protection.

KOVA Insurance Group’s commercial insurance advisors analyze your insurance requirements from the viewpoint of underwriting and risk management. By risk elimination, risk reduction, risk transfer or risk assumption the cost insurance may be considerably reduced and/or insurance coverage may be considerably enhanced. KOVA Insurance Group will design a comprehensive risk management program for you.

Working with someone who takes the time to understand your unique commercial insurance needs can potentially save you premium dollars and provide you with better protection. KOVA Insurance Group has decades of experience working with clients in a broad range of industries, including: real estate, energy, technology, manufacturing, construction, professional services and more. We understand the unique needs of companies in different industries, and we understand that no two companies have exactly the same commercial insurance needs. We work with many of the top insurance companies to tailor a business insurance package that fits your specific risk management needs.

Personal Insurance

Protecting our clients’ assets requires knowledge and exceptional personal service.  At KOVA Insurance Group, our personal insurance agents have a reputation in Florida for their expert coverage recommendations and professionalism.  Clients seek advice from our team before purchasing a home, car, collectible or placing personal Liability coverage. They understand that we will take the time to learn all we can about their personal situation, their unique risk exposures and the issues that concern them the most.  Our personal insurance agents have a singular focus to help protect our clients from risk while maintaining our goal of keeping costs reasonable.

Below are just a few of the insurance coverages to consider for individuals and families:

  • Homes, Condominiums, Vacation Homes, Destination Homes
  • Fine Art and Collectibles
  • Computers, Cameras and Video Equipment
  • Automobiles, Collectible Cars, and Recreation Vehicles
  • Boats and Yachts
  • Antiques
  • Sports Equipment and Memorabilia
  • Musical Instruments
  • Personal Liability Insurance
  • Personal Umbrella Insurance


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